If you are eligible for coverage, your Basic Life Insurance coverage commences the day following completion of a three-month waiting period.
Optional Life Insurance, Optional AD&D Insurance and/or Family (Dependant) Life Insurance coverage also commences the day following completion of the three-month waiting period if you elected the coverage during the three-month waiting period.
For information regarding transferring your HEB Manitoba Life Insurance Plan coverage if you become re-employed with the same or another participating employer within 31 calendar days, please visit the Transferring Life Insurance Coverage section.
Note: You must be actively at work on the date you become eligible for Life Insurance coverage. If you are not actively at work on the date you become eligible, your coverage, and your eligible dependants' coverage, will not commence until you return to work and the applicable premiums are deducted.
You are not considered actively at work if you are on a sick leave of absence, unpaid leave of absence, layoff, or participating in a Gradual Return to Work Program during a period of disability.