HEB Manitoba - Transferring Life Insurance Coverage

Life Insurance - Active Members

If you were a member of the HEB Manitoba Life Insurance Plan in your previous employment position and you become subsequently re-employed with the same or another Participating Employer within 31 calendar days, you are eligible for coverage under the Plan if:

You are a full-time or part-time permanent employee or a full-time or part-time temporary/term employee in your new employment position, and
Your new employment position belongs to an eligible union or group with the Participating Employer.
You terminated your employment with your previous employer.

If this situation applies to you, you must maintain the level of Optional Life and/or Family (Dependant) Life Insurance coverage you had in your previous employment position.

To ensure that the Life Insurance coverage you had during your previous employment position is maintained, you must complete and return the HEB Manitoba Life Insurance Plan Enrolment Form to your employer within 60 calendar days from your new employment date.

If your employer receives the HEB Manitoba Life Insurance Plan Enrolment Form after 60 calendar days from your new employment date, only your Basic Life Insurance coverage will be transferred. The Basic Life Insurance coverage is retroactive to your new employment date.

Any Optional Life, Family (Dependant) Life and/or Optional AD&D Life Insurance units that you had in your previous position will not be transferred.

If you later wish to elect Optional Life and/or Family (Dependant) Life Insurance, evidence of insurability will be required unless the change is due to a significant life event. You must obtain a Great-West Life Evidence of Insurability form in addition to the HEB Manitoba Life Insurance Plan Change Form from your employer. Both forms must be completed and the request for additional insurance coverage must be approved by Great-West Life. For further information on evidence of insurability requirements and significant life events, please visit the Changes in Coverage section.

Note: If you are eligible for coverage under the Plan, you may elect to obtain or increase your Optional AD&D Insurance coverage at any time by completing a HEB Manitoba Life Insurance Plan Change Form. Evidence of insurability is not required to obtain or increase Optional AD&D Insurance coverage. In addition, you may decrease your number of Life Insurance units at anytime.