You will automatically be insured for one unit of Basic Life Insurance after completing a three-month waiting period if:
The one unit of Basic Life Insurance is paid for by your employer.
Provided your HEB Life Insurance Plan enrolment form is received within the three-month waiting period, you may also elect and pay premiums to receive:
As part of the enrolment process, you are required to complete and return the enrolment form to your employer within the three-month waiting period. If you are electing Optional Life and/or Family (Dependant) Life Insurance and your enrolment form is received within the three-month waiting period, evidence of insurability is not required.
If you do not complete and submit the enrolment form prior to the end of the three-month waiting period, you will be insured for the one unit of Basic Life Insurance coverage, which is paid for by your employer.
If, at a later date, you wish to elect Optional Life and/or Family (Dependant) Life Insurance, evidence of insurability will be required unless the change is due to a significant life event. You must obtain a Great-West Life Evidence of Insurability form in addition to the HEB Manitoba Life Insurance Plan Change Form from your employer. Both forms must be completed and the request for additional insurance coverage must be approved by Great-West Life. For further information on evidence of insurability requirements and significant life events, please visit the Changes in Coverage section.
Note: If you are eligible for coverage under the Plan, you may elect to obtain or increase your Optional AD&D Insurance coverage at any time by completing a HEB Manitoba Life Insurance Plan Change Form. Evidence of insurability is not required to obtain or increase Optional AD&D Insurance coverage. In addition, you may decrease your number of Life Insurance units at anytime.