Summary of Travel Benefits
You and your eligible family members are covered for 100% of the expenses listed below, with no overall maximum:
- Hospital in-patient and out-patient expenses.
- Medical and surgical expenses for services provided by a legally qualified physician.
- Ambulance service from the place of illness or accident to the nearest hospital.
- Economy air transportation to your home city in Canada by stretcher, if you have received treatment at a hospital as an in-patient.
- Dental care to natural teeth when necessitated by a direct accidental blow to the mouth only and not by an object wittingly or unwittingly placed in the mouth to a maximum of $1,500 per accident.
- Treatment for the emergency relief of dental pain to a maximum of $300. Services must be rendered outside your province of residence. A letter from the attending dentist must be presented indicating treatment was necessary to relieve acute dental pain not present before the date of departure.
- Blood or blood plasma, if not available free of charge.
- Private duty nursing.
- Additional cost, if any, of the most direct return (economy) air travel from the place where you are hospitalized as an in-patient to your home city in Canada, including the cost of return economy air travel for a professional nurse when nursing care is required during the flight home. This benefit must be supported by a letter from the attending physician as medically necessary. This benefit is also available to your family (spouse/common-law partner and dependant children) or one travelling companion covered by a Manitoba Blue Cross Travel Health Plan travelling with you at the time of injury or illness.
- Additional board and lodging expenses incurred beyond the original duration of your trip by a relative or friend who is also covered by a Manitoba Blue Cross Travel Health Plan, and who remains with you during your hospitalization as an in-patient.
- Transportation expenses for your spouse/common-law partner, or any one parent, child, brother or sister to be with you while you are confined to hospital as an in-patient for at least three days, outside your province of residence.
- Physiotherapy provided in a hospital.
- Chiropractic and/or podiatrist services (a letter from the attending practitioner is required certifying that services were for acute care).
- Prescription drugs.
- Repair or replacement of eyeglasses due to accident or injury to a maximum of $100, provided that the injury is treated by a physician or dentist.
- Expenses for incidental costs such as parking, telephone calls, and taxis, up to $40 per day for each day you are hospitalized as an in-patient, to a maximum of $1,000.
- If you are unable to drive, expenses for the return of your vehicle, to a maximum of $2,000.
- Expenses for commercial accommodation and meals, to a combined maximum of $500, for persons travelling to the bedside of an ailing family member or travelling to identify a deceased family member.
- Additional cost of return economy airfare for an escort to accompany your children (up to 18 years of age) to their province of residence, in the event of evacuation to Canada for medical reasons.
- Additional cost of returning your pet to your home city in Canada, to a maximum of $500, in the event you are confined to hospital for at least three days outside your province of residence.
- Expenses for emergency veterinary care due to unexpected injury of an accompanying pet, to a maximum of $200.
- In the event of death, up to $5,000 towards the cost of transporting the deceased to his or her home city in Canada, or for cremation or burial at place of death.
- Transportation expenses for a family member to identify the deceased prior to the release of the body, if required by law. Maximum $4,000 for round trip economy air fare.
Exclusions and Limitations
The following are not eligible:
- Retired employees who no longer meet the eligibility requirements under this Plan (including all eligible family members).
- Employees (including all eligible family members) travelling outside of Canada on sabbatical, paid and unpaid leave of absence or layoff, employee exchange or other such similar absence in excess of 90 days.
- Students travelling outside Canada for full-time educational purposes.
- Persons travelling outside their province of residence for the purpose of obtaining medical treatment.
- Persons travelling against medical advice.
- Expenses for services in connection with general examinations for “check-up” or cosmetic purposes.
- Expenses associated with required confinement due to childbirth and delivery, in the event that any portion of travel outside your province of residence falls after the 36th week of gestation.
