HEB Manitoba

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• Reinstating Your D&R Coverage

Reinstating Your D&R Coverage

The D&R Plan will allow the reinstatement of your D&R coverage if your coverage terminates as a result of:

1. A sick LOA where D&R premiums are not maintained and premiums are not prepaid.
2. A strike where D&R premiums are not maintained and premiums are not prepaid.
3. An unpaid LOA or layoff where D&R premiums are not maintained and premiums are not prepaid.
4. A paid LOA or layoff which exceeds the maximum period of coverage.
5. Termination of employment.
6. Transferring to an employee group (at the same employer) excluded under the D&R Plan.
7. Not providing required D&R premiums.

D&R coverage may be reinstated if you:

1. Recommence employment service:

• Within 180 calendar days of the termination of your D&R coverage;
• With the same Participating Employer;
• Within an employee group covered under the D&R Plan; and
• In a position eligible for D&R coverage.

2. Provide required D&R premiums for the time period between when your D&R coverage was terminated and when your employment service recommences.

3. Complete and submit to HEB Manitoba a Disability & Rehabilitation Plan Reinstatement Form within 30 days from recommencing service.

Notes:

1. You may only apply to have your D&R coverage reinstated if you are Actively at Work and provide D&R premiums for the time period between your D&R coverage terminating and your employment service recommencing. If you do not provide required premiums, you must be re-enrolled in the D&R Plan.
2. If you transferred to an employee group (at the same employer) excluded under the D&R Plan and then recommence service within an employee group covered under the D&R Plan, you are not required to provide premiums for the time period between when D&R coverage terminated and when coverage recommences. A Disability & Rehabilitation Plan Reinstatement Form must be completed and submitted to HEB Manitoba within 30 days of recommencing service.
3. If you become disabled during the time period between the termination of your D&R coverage and reinstatement of your D&R coverage, you will not be eligible to apply for D&R Benefits.

Advantages of Reinstating D&R Coverage

If you elect to reinstate your D&R coverage, you:

1. Will maintain your original Effective Date of Coverage.
2. Will not be required to re-enrol in the D&R Plan.  

If you have a new Effective Date of Coverage and cease work due to Illness or injury within one year, you may not be eligible for D&R Benefits as the Pre-existing Condition Limitation provision will apply.